LoansWala

Home Loans to build your dream home.

A home loan is a secured loan available for the purchase or construction of a residential property. Currently, home loan interest rates start at 8.35% per annum. Most banks and HFCs provide 75% to 90% of the property’s value as a house loan. Home loans provide several advantages, including a low processing fee, provisional approval, a 30-year term, and adjustable EMIs.

Best Home Loan
Offers Starting
@8.35% p.a.

You are only a few clicks away from the greatest home loan deal in your area. Currently, house loan interest rates begin at 8.35% per annum for all loan amounts. Share your name, mobile number, and email address to determine your eligibility and receive a list of the most cheap home loan programmes.


Best Home Loan Offers
Starting @8.35% p.a.


Lowest Interest Rate

Interest rates on home loans have never been lower in the last 15 years. With raining Best deals on home loans, you can now get the best interest rates on home loans starting at 8.35% p.a. for all loan quantities.

Affordable EMI plans

You can now get the lowest Home Loan EMI of Rs. 769/- per lakh, with greatest repayment flexibility. Some choices include step-up EMIs, step-down EMIs, moratoriums, OD facilities, balance transfers, top-ups, and more.

No Foreclosure Charge

Home Loans at floating interest rate (linked to repo rate) offer you ultimate prepayment flexibility. There is no part or full prepayment charge. You can prepay early & reduce interest cost as per your cash flows.

Lowest Interest Rate

Interest rates on home loans have never been lower in the last 15 years. With raining Best deals on home loans, you can now get the best interest rates on home loans starting at 8.35% p.a. for all loan quantities.

Affordable EMI plans

You can now get the lowest Home Loan EMI of Rs. 769/- per lakh, with greatest repayment flexibility. Some choices include step-up EMIs, step-down EMIs, moratoriums, OD facilities, balance transfers, top-ups, and more.

No Foreclosure Charge

Home Loans at floating interest rate (linked to repo rate) offer you ultimate prepayment flexibility. There is no part or full prepayment charge. You can prepay early & reduce interest cost as per your cash flows.

Popular Home Loans

Popular Home Loans

View and improve your
credit score - for free.

   Recognise the quality of your score.
   Learn tips on how to make it better.
   Open offers based on your rating.

View and improve your
credit score - for free.

   Recognise the quality of your score.
   Learn tips on how to make it better.
   Open offers based on your rating.

The best offers
from India’s
most trusted banks

The best offers from India's most
trusted banks

Apply for Lowest Home Loan Online @ Rs. 758/Lakh* EMI

Apply for an immediate home loan online with interest rates starting as low as 8.35% per year. Pay an EMI of only Rs. 758 per lakh. The loan has a variable repayment period of up to 30 years. Apply today with minimal documentation. Check your eligibility and obtain fast approval here.

Apply for Lowest Home Loan Online @ Rs. 758/Lakh* EMI

Apply for an immediate home loan online with interest rates starting as low as 8.35% per year. Pay an EMI of only Rs. 758 per lakh. The loan has a variable repayment period of up to 30 years. Apply today with minimal documentation. Check your eligibility and obtain fast approval here.

Financial Tools

Financial Tools

From Our Blog

Here’s A Quick Way To Solve A Problem with Exploring the Legality of Crypto Casinos Around the World

MINTDICE SPORTS PLAY TO WIN However, you should not only compare bonuses between Bitcoin gambling...

Seductive How to Maximize Your Winnings with BC Game Free Spins

Security Casinos Blockchain is excited to announce our second scholarship opportunity for full time...

How To Turn Win Real Money on BC Game Into Success

Best online Bitcoin casinos 2024 Their sites are extremely popular in some GEOs, where there...

Mellstroy Википедия

В феврале Mellstroy сбежал в Турцию из ОАЭ, так как на него в Эмиратах завели очередное уголовное...

Triple Your Results At The Best Crypto Casinos for Funky Time Live In Half The Time

Best Bitcoin Casinos in 2024 – Top Crypto Casino Sites for Huge Wins Whether it’s traditional...

How to Use Dent for Online Gambling Explained 101

Bitcoin Casino Dice Games: Strategy and Winning Tips Game also offers lottery games with a $100,000...

Answered: Your Most Burning Questions About The Best Crypto Casinos with Prize Draws

Best Bitcoin Casino Experience 150% up to 200€ + https://bcgame-crash-slot.com/ 100 FS. Slots steal...

7 Things I Would Do If I’d Start Again How to Use Ethereum Classic for Online Gambling

Best High Roller Bitcoin Casinos and VIP Programs for 2024 Using Bitcoin and other cryptocurrencies...

What You Should Have Asked Your Teachers About The Best Crypto Casinos with Exclusive Games

Best Bitcoin Casinos This is divided across your first three deposits. The first is cryptocurrency...

From Our Blog

Here’s A Quick Way To Solve A Problem with Exploring the Legality of Crypto Casinos Around the World

MINTDICE SPORTS PLAY TO WIN However, you should not only compare bonuses between Bitcoin gambling...

Home Loans to build your dream home.

A home loan is a secured loan available for the purchase or construction of a residential property. Currently, home loan interest rates start at 8.35% per annum. Most banks and HFCs provide 75% to 90% of the property’s value as a house loan. Home loans provide several advantages, including a low processing fee, provisional approval, a 30-year term, and adjustable EMIs.

Best Home Loan Offers Starting @8.35% p.a.

You are only a few clicks away from the greatest home loan deal in your area. Currently, house loan interest rates begin at 8.35% per annum for all loan amounts. Share your name, mobile number, and email address to determine your eligibility and receive a list of the most cheap home loan programmes.


Lowest Interest Rate

Interest rates on home loans have never been lower in the last 15 years. With raining Best deals on home loans, you can now get the best interest rates on home loans starting at 8.35% p.a. for all loan quantities.

Affordable EMI plans

You can now get the lowest Home Loan EMI of Rs. 769/- per lakh, with greatest repayment flexibility. Some choices include step-up EMIs, step-down EMIs, moratoriums, OD facilities, balance transfers, top-ups, and more.

No Foreclosure Charge

Home Loans at floating interest rate (linked to repo rate) offer you ultimate prepayment flexibility. There is no part or full prepayment charge. You can prepay early & reduce interest cost as per your cash flows.

Popular Home Loans

View and improve your
credit score - for free.

   Recognise the quality of your score.
   Learn tips on how to make it better.
   Open offers based on your rating.

The best offers from India's most
trusted banks

Home Loan Balance Transfer starts at 8.35% per annum for all profiles.

Apply for a Home Loan Balance Transfer online today and get a cheaper interest rate starting at 8.35% per annum. Receive better terms and services. During the balance transfer process, you can also apply for an instant top-up loan.

Financial Tools

From Our Blog

Here’s A Quick Way To Solve A Problem with Exploring the Legality of Crypto Casinos Around the World

MINTDICE SPORTS PLAY TO WIN However, you should not only compare bonuses between Bitcoin gambling...

Seductive How to Maximize Your Winnings with BC Game Free Spins

Security Casinos Blockchain is excited to announce our second scholarship opportunity for full time...

Learn More About Home Loans

Are you considering investing in your dream home? Choose from the top home loan options for simple financing. Whether you want to buy a home or build one from scratch, you can receive the cash you need to make it happen.

 

Type of Loan  Details
Purchase of apartment  You can get a home loan for a residential apartment complex that is under construction or already ready to move in.
Purchase of bungalow/independent house Get a home loan to purchase a ready-to-move-in or under construction bungalow or independent house.
Purchase of land/plot  You can buy a vacant plot for construction. Some banks insist that you must begin constructing your property within one year of purchasing the land.
Home renovation These loans are for the improvement or renovation of an existing house or apartment.
Construction of house  You can avail of a loan for the construction of property if you have permission from the municipal corporation and an approved building plan.
Balance transfer Transfer an existing home loan to another bank or NBFC that gives you better home loan eligibility criteria and interest rates.
  • Capital appreciation
  • Sense of accomplishment
  • Tax benefits for interest and principal components
  • No prepayment charges
  • Home loan top-up and balance transfer options
  • Long repayment period of up to 30 years
  • High loan amount of up to 5 crores (or more in rare situations).
  • Makes it simple to buy a new or resale house/apartment/plot, build a house or renovate an existing home.
  • Repayment Holiday Facility
  • Loan available as a term loan and overdraft.
  • Fixed, variable, and hybrid interest rates are provided.

Compare current house loan interest rates, processing fees, and tenures from India’s biggest banks, such as HDFC, ICICI, and SBI. The table gives an immediate house loan comparison to help you choose the finest home loan in India with the lowest interest rate.    
Top Banks Home Loan Interest Rate (per annum) Maximum Tenure Processing Fee
HDFC Bank 8.55% – 9.10% 30 years Up to 50% (maximum Rs. 4,500) + taxes. Flat Rs. 1,500 for women.
PNB Housing Finance 8.50% 30 years 1% + taxes
Kotak Mahindra Bank 8.70% 20 years 0.50% + GST & statutory dues
Larsen & Toubro Financial 8.65% to 8.75% 30 years Minimum 0.25% + taxes + Rs. 4,999 login fees
Bajaj Finserv 8.50% – 15.00% 20 years Up to 0.50% – 7.00%
Federal Bank 8.80% 30 years 0.50% (minimum Rs. 10,000 & maximum Rs. 45,000)
SBI 8.40% – 10.05% 30 years Up to 0.50% + GST
ICICI Bank 9.00% – 10.05% 30 years Up to 0.50% or maximum Rs. 1,500 (Rs. 2,000 for Mumbai, Delhi & Bangalore) + GST
Tata Capital Housing Finance 8.70% onwards 30 years 0.50% onwards + GST.
Bank of Baroda 8.40% – 10.60% 30 years Up to 0.50% (minimum Rs. 8,500 & maximum Rs. 25,000)
Aditya Birla Housing Finance 8.75% to 14.50% 30 years Up to 1%
Fullerton India 9.50% – 10.50% 30 years Up to 3%
Ummeed Housing Finance 11.99% – 17.99% 15 years Up to 3%
Shriram Housing Finance 9.50% onwards 25 years Up to 0.50% (maximum Rs. 5,000) + taxes
DMI Housing Finance 11.00% – 15.50% 25 years 0.5% + GST
Name of the Bank Interest Rate  EMI Payable Per year/ lakh Processing Fees 
Bank of Baroda 10.10% Rs.8815 2% of the loan amount
Bank of India 10.25% Rs.8789 2% of loan amount subject to a maximum of Rs.10000
IDBI Bank Limited 9.50-14% Rs.8768 1% of loan amount subject to a maximum of Rs.2500
PNB 11.40% Rs.8743 1% of the loan amount.
State Bank of India 11.15% Rs.8773 Up to 1.5% of loan amount subject to a maximum of Rs.15000
Union Bank of India 9.30% – 13.40% Rs.8741 0.50% of the loan amount
ICICI Bank 10.75% -19% Rs.8815 Up to 2.25% of the loan amount
IndusInd Bank Ltd 10.5% onwards Rs.8838 Up to 3% of the loan amount
IDFC First Bank 10.75% Rs.8908 Up to 2% of the loan amount
Kotak Mahindra Bank 10.50% Rs.8827 Up to 2.5% of the loan amount
RBL Bank 14%-23% Rs.8979 4% of the loan amount

Some popular types of home loans accessible in India are:

Banks offer home loans to customers who want to buy flats in apartment complexes. Here is the concept of an undivided share (UDS) in the land.

Home loan for the purchase of a single home: This is similar to the sort of home loan described above, but there is no idea of ownership of UDS. The borrower owns the entire land. Naturally, such homes have higher resale value.

Home loan for land/plot acquisition: Banks provide financing to consumers for the purchase of a vacant plot or land for future house development. Typically, banks require that the construction of the house commence within one year of the acquisition of the land for the loan to be considered as a Home Loan.

Home financing for building a house on your own land: You can get a loan to build your house on your land. Banks have their own techniques for determining construction costs. Naturally, you must acquire authorization from the local municipal authorities before erecting your house on the land. You also need to have an approved plan.

Home financing for building a house on your own land: You can get a loan to build your house on your land. Banks have their own techniques for determining construction costs. Naturally, you must acquire authorization from the local municipal authorities before erecting your house on the land. You also need to have an approved plan.

House loan for house remodelling or extension: You may be able to obtain cash from a bank to renovate or expand your property. In the latter case, you must have the proper approvals and strategies in place.

Home loan balance transfer: This feature allows you to switch your home loan from one bank to another. If you have a high-interest home loan, this option may be beneficial. You could transfer your outstanding loan balance to another lender at a reduced interest rate, saving on interest costs.

We have made the procedure of applying for a housing loan very simple. 

  • Access the official website of LoansWala.
  • Choose your gender and proceed further.
  • Choose your city of residence.
  • Opt for the purpose of the loan. This entails making a choice between purchasing residential ready property, residential plot, residential plot + construction, residential under construction or home extension loan. Each of these loans has a separate procedure.
  • Choose the city where you intend to purchase the property.
  • Enter the approximate market value of the property.
  • Choose your employment type.
  • Enter your annual income.
  • Enter the required loan amount.
  • Enter a few personal details.
  • Enter your email address and phone number.
  • Accept the conditions and proceed further.
  • We will send you an OTP to your mobile number.
  • Enter the OTP.
After completing the over prepare, you’ll zero in on the loan provider. Keep all your documentation at the side the domestic credit application frame ready and our group will contact you and help you within the application handle. This benefit comes value to you!
The loan specialist will confirm all your reports. The following step is the valuation and legitimate examination. Banks have their board of evaluators and advocates to do this for them.
A individual dialog between the lender and the borrower is the another step on the agenda. The moneylender more often than not meets the borrower at their home to induce first-hand data approximately the borrower’s salary, property, speculations, conjointly the source of reserves to meet the edge necessities. This is often a sort of a pre-sanction assessment carried out by the bank.
Once the confirmation and handling are over, banks give you with a advance offer letter which contains the terms and conditions of the authorize. In case you select to acknowledge them, you wish to sign one duplicate and convey it to them taken after by execution of the domestic advance archives. MMM plays a huge part in this respect and our specialists will assist you each step of the way. 
  1. Credit Score: This is the most important approval factor. A credit score of 700 or above is usually considered a good score for a personal loan. The higher your credit score, the more likely you are to get a loan online.
  2. Income: 4,444 People with higher incomes are more likely to qualify for larger loans than those with lower incomes.
  3. Employment: Employees of listed companies, central government, state government and public sector are entitled to higher amounts.
  4. Job Continuity: Must be a long-term employee with your current organization. If you are self-employed,  continuity of business and income is paramount.
  5. Borrower’s age: The minimum age is he is 21 years old. Banks have criteria for setting upper age limits. In most cases, the age at the end of the repayment period should not exceed 65 years.
  6. Loan Amount: Applying for a loan amount that you can afford is more suitable for your personal loan and more likely to be approved.

You can now apply for a home loan online using a few simple steps: 

  • Click on the ‘Compare and Apply’ option. 
  • Fill in the necessary details and get all the latest home loan details. 
  • Fill up the online submission form for a home loan that you are eligible for and upload the home loan document required. 
  • Once the application has been received by the bank, you will get a sanction letter if it is approved. 
  • The loan is disbursed into your account based on the terms in the sanction letter. 

You can now apply for a home loan online using a few simple steps: 

  • Click on the ‘Compare and Apply’ option. 
  • Fill in the necessary details and get all the latest home loan details. 
  • Fill up the online submission form for a home loan that you are eligible for and upload the home loan document required. 
  • Once the application has been received by the bank, you will get a sanction letter if it is approved. 
  • The loan is disbursed into your account based on the terms in the sanction letter. 

Every customer has to satisfy the Know Your Customer (KYC) norms stipulated by RBI. You have to provide the documents relating to your KYC, employment, business, and income.

Identity Proof

  • PAN Card
  • Aadhar Card
  • Voter ID
  • Driving Licence
  • Passport 

Address Proof

  • Registered Rent agreement
  • Aadhar Card
  • Driving License
  • Lease agreement
  • Passport
  • Latest Gas or electricity bill

Other documents:

  • Loan application form duly filled in
  • Photographs
  • Signature Proof

Property documents:

  • Copies of all property documents that can establish the chain of ownership for the past 30 years.
  • Encumbrance certificate for 30 years
  • Property tax paid receipt in case you reside in the property being mortgaged (usually when you apply for Home Loan Balance Transfer).

Income Proof Documents: 

  • Salary slips for the last 6 months in case you are a salaried employee (In addition, you can provide IT returns for the past 3 years along with Form 16).
  • IT returns for the past 3 years in case you are self-employed (Some banks accept 2 years IT returns as well).
  • Statement of A/c for the past 1 year where your salary is credited (in case of salaried people).
  • Profit and Loss statement and Balance sheet for the last 2 years in case of self-employed persons.
  • Sales tax, GST registration certificates, if applicable.
  • Partnership deed in case of partnership firms (if the applicant is one of the partners).
  • Certificate of Incorporation in case of limited companies(if the applicant is one of the directors).

Documents Required from Non-Resident Indians (NRIs) Applicants

  • Employer identity card
  • Valid passport and visa (attested copy)
  • Address proof with the current overseas address
  • Copy of Continuous Discharge Certificate (CDC) for merchant navy employees.
  • PIO card issued by Government of India (for PIOs)
  • Documents must be attested by FOs/Rep. Offices or Overseas Notary Public or Indian Embassy/Consulate or officials of Branch/Sourcing outfits based in India.
  • Home loan application – completed and duly filled
  • 3 passport size photographs
  • Identity proof (any one): PAN/ Passport/Driving License/Voter ID Card
  • Residence proof (any one): Recent copy of Utility Bills/Piped Gas Bill/Passport/Driving License/Aadhar Card.

Income Proof Documents for NRI

  • For Salaried
    • Valid work permit
    • Employment contract with an English translation (if it’s in another language) duly attested by employer/consulate/Indian foreign office/Embassy. 
    • Last 3 months’ salary certificate or salary slips
    • Last 6 months’ bank statements showing salary credit
    • Latest salary certificate or salary slip in original 
    • Last year’s Individual Tax Return (duly acknowledged copy) except for NRIs/PIOs located in Middle East countries & Merchant Navy employees.
  • For Self-employed
    • Business address proof
    • Income proof in case of self-employed professionals/businessmen.
    • Last 2 years’ balance sheet and P&L accounts (audited/C.A. certified).
    • Last 2 years’ Individual Tax Return except for NRIs/PIOs located in Middle East countries
    • Last 6 months’ bank statements of overseas account(s) in the name of individual as well as company/unit.

Here are some pointers to help you make the most of home loan offers:

  • Choose a shorter payback period to avoid paying excessive amounts towards your interest rate.
  • Make sure you repay your EMI on or before the due date to avoid late fees and worse credit scores.
  • If you can transfer the sum to a bank with a reduced interest rate, do so.
  • Take the loan amount you require, even if you are qualified for a greater LTV.

 

When you decide to apply for a home loan, you should consider your repayment capacity so that you do not end up in financial trouble and can locate the cheapest home loan. Home Loan The EMI Calculator is a useful tool for determining the EMI (equivalent monthly installment) of a housing loan. It is a free, user-friendly tool that can be used at any time and from any location to determine the monthly payments you will be required to make. To get an accurate result, the Home Loan EMI Calculator requires you to enter a few home loan details, such as the loan amount, interest rate, and repayment period.

Applying for a home loan may appear to be a difficult undertaking, and information on home loans can be confusing because each bank has its own home loan scheme and interest rates. It can be tough to compare individual rates and make an informed decision.

LoansWala can help you gather all of the information in one place, allowing you to compare different rates on a single screen. In addition, we can assist you in obtaining the finest home loan arrangement based on your demographics, income, and repayment capacity. We have over 30 years of experience to help you with all areas of your home loan. This includes helping you choose a bank that provides the following:

  • The lowest rate of interest
  • Lowest processing fees
  • Easy documentation
  • Fastest loan turnaround time
  • Terms of foreclosures and prepayment of Home Loan instalments.
  • Transaction charges such as the creation of mortgage and payment of stamp duty.

Our home loan specialists can help you to:

  • Assess your personal profile
  • Analyse your previous repayment record
  • Understand the various policies of the banks financing home loans.
  • Understand the fine print, especially in case of home loan offers that seem overly attractive.

We can help you realize your dream of acquiring your own house.

 

  • MCLR (marginal cost of funds based lending rate) is associated only to floating interest rate home loans. So, if your home loan comes with a fixed rate of interest, the MCLR will not affect the home loan. 
  • Any change in repo rate will decide whether you gain or lose with the MCLR.
  • When a bank changes its MCLR, there will be a change in your floating rate home loan as well. 
  • Banks usually adjust the change in floating rate, by changing the tenure of the loan and keeping the EMI constant.
  • For instance, if you take a home loan at a floating rate of 8% and after one year, your bank reduces its MCLR by 50 bps. Hence, your home loan interest rate associated with MCLR rate will also be reduced by 50 bps at a rate of 8.35%. 

Your home loan application may be denied for a variety of reasons, including a low credit score, an error on your credit report, a delay in loan repayment, frequent job changes, an employer who does not fall into the lender’s lending category, incomplete documentation, property issues, a high level of debt, the borrower’s age, failure to obtain a No Dues Certificate from previous lenders, and so on.

To avoid home loan application rejection make sure that:

  • Your job or business is stable (at least from the last 2 years).
  • You have a good credit score (650 or above).
  • Your documentation is complete and accurate.
  • The property to be purchased is in the lender’s approved list.
  • You obtain ‘No Dues Certificate’ from your previous lenders.
  • Do a careful investigate on domestic credit choices accessible within the advertise some time recently applying.
  • Calculate all the charges (intrigued rate, preparing expense, etc.) related with the domestic credit and point for the reasonableness some time recently the starting of the domestic loan process. Make beyond any doubt you’re able to bear EMIs without hampering your fetched of living.
  • Check your domestic loan eligibility before applying for the advance. You’ll be able use a Domestic Credit qualification calculator for this reason.
  • Keep all the desired archives (KYC, salary, property, and other reports) prepared when applying for a credit.
  • Select EMIs that are appropriate to you. Moreover, making a greater down installment will decrease your credit burden. It is best to select an EMI sum that does not surpass 45% of your add up to income.
  • Select precise residency. Whereas picking for a long residency might result in a little EMI sum, it’ll unfavorably increment the intrigued taken a toll, coming about in making your advance more expensive. Select a short repayment residency and higher EMIs in case your pay and budget permits.
  • Take after a strict budget and spend cautiously as you’ve got a domestic advance EMI to reimburse each month for a long period.
  • Keep up a great CIBIL score by making opportune credit card installment or a advance reimbursement. It’ll move forward your chances of domestic credit endorsement.
  • Know the dispossession terms and charges of the bank. It’ll be useful once you will be arranging to abandon your domestic credit.
  • Go through the domestic credit understanding documentation carefully before marking it. 

Different Home Loan EMI Options

Rs. 1 Cr. Home Loan EMI Rs. 2 Cr. Home Loan EMI Rs. 5 Cr. Home Loan EMI
Rs. 80 Lakh Home Loan EMI Rs. 75 Lakh Home Loan EMI Rs. 60 Lakh Home Loan EMI
Rs. 45 Lakh Home Loan EMI Rs. 50 Lakh Home Loan EMI Rs. 70 Lakh Home Loan EMI

If you’re unsure about how to receive a home loan, you can apply online through LoansWala or the lender’s website. You can also visit the loan provider’s nearest branch or contact their home loan customer service department. When you decide to receive a house loan, apply online for faster processing.

SBI, HDFC, ICICI, Yes Bank, PNB, and Kotak Mahindra are among the finest banks for house loans in terms of both services and rates.

You can calculate home loan EMI by using Home Loan EMI Calculator available on our website.

You can get a maximum of 90% of the cost of the property as a home loan, depending on your eligibility, creditworthiness, property’s value, and other factors. 

Your eligibility for a home loan is determined by a number of variables, including your income, age, employment, CIBIL score, property location, and cost. Each bank establishes its own eligibility criteria.

The EMI for a Rs. 20 lakh loan is determined by the payback period and the loan’s interest rate. For example, if you pay 8.35% p.a. rate of interest on a loan of Rs. 20 lakhs for a period of 30 years, your EMI will be Rs. 15,166 You can use our Home Loan EMI Calculator to determine your loan EMI.

The EMI for a Rs. 20 lakh loan is determined by the payback period and the loan’s interest rate. For example, if you pay 8.35% p.a. rate of interest on a loan of Rs. 20 lakhs for a period of 30 years, your EMI will be Rs. 15,166 You can use our House Loan EMI Calculator to determine your loan EMI.

No, you cannot obtain a 100% home loan from a bank, housing finance company, non-banking financial institution, or another lender. Lenders normally finance 75% to 90% of the property’s cost as a home loan, with the remaining 10% to 25% paid by you.

You can apply for a home loan through PMAY (Pradhan Mantri Awas Yojana) and receive a home loan subsidy of up to Rs. 2.67 lakhs per year until the end of the tenure (up to 20 years).

You must have a CIBIL score of 650 or above to be eligible for a home loan.

When you apply for a home loan, most banks require you to have an ITR of at least the last two years. 

Currently, HDFC Bank offers the lowest home loan interest rate, beginning at 8.35% per annum. ICICI Bank, HDFC, and SBI are offering home loans with interest rates ranging from 8.55% to 9.10% per annum.

There are various home loan options to select from. Currently, HDFC Bank offers relatively cheap interest rates. However, before deciding on a loan, you should consider all of its features and compare other institutions.

You can get loans up to Rs.10 crores. However, the maximum loan quantum varies from one bank to the other and also depends upon the eligibility criteria that the applicant fulfills.

The property you buy, build, or refurbish is used as collateral for the loan. You do not need to furnish any additional security or collateral.

Apply for Home Loan
SBI Home Loan
HDFC Home Loan
Ummeed Housing Finance
Bandhan Bank Home Loan

Home Loan Interest Rates
Best Home Loan Interest Rates
SBI Home Loan Interest Rates
HDFC Home Loan Interest Rates
Bank of Baroda Home Loan Interest Rates

Apply for Home Loan
SBI Home Loan
HDFC Home Loan
Ummeed Housing Finance
Bandhan Bank Home Loan

Home Loan Interest Rates
Best Home Loan Interest Rates
SBI Home Loan Interest Rates
HDFC Home Loan Interest Rates
Bank of Baroda Home Loan Interest Rates

Home Loan Eligibility
SBI Home Loan Eligibility
HDFC Home Loan Eligibility
Bank of India Home Loan Eligibility
Bank of Baroda Home Loan Eligibility

Home Loan EMI Calculator
Kotak Home Loan EMI Calculator
LIC Home Loan EMI Calculator
SBI Home Loan EMI Calculator
HDFC Home Loan EMI Calculator

Home Loan Eligibility
SBI Home Loan Eligibility
HDFC Home Loan Eligibility
Bank of India Home Loan Eligibility
Bank of Baroda Home Loan Eligibility

Home Loan EMI Calculator
Kotak Home Loan EMI Calculator
LIC Home Loan EMI Calculator
SBI Home Loan EMI Calculator
HDFC Home Loan EMI Calculator

Home Loan Balance Transfer Interest Rates
Pradhan Mantri Awas Yojana
How to Apply for PMAY
DDA Housing Scheme 2023
Home Loan in Delhi NCR

SBI Home Loan Customer Care
LIC Home Loan Customer Care
HDFC Home Loan Customer Care
ICICI Bank Home Loan Customer Care
Indiabulls Home Loan Customer Care
DHFL Home Loan Customer Care

Home Loan Balance Transfer Interest Rates
Pradhan Mantri Awas Yojana
How to Apply for PMAY
DDA Housing Scheme 2023
Home Loan in Delhi NCR

SBI Home Loan Customer Care
LIC Home Loan Customer Care
HDFC Home Loan Customer Care
ICICI Bank Home Loan Customer Care
Indiabulls Home Loan Customer Care
DHFL Home Loan Customer Care

Scroll to Top