A health insurance policy ensures that the proper treatment can be opted for without worrying about the expenses and without exhausting savings. Health insurance policies offered by Loanswala cover various benefits like pre and post hospitalization expenses, day care treatment, etc. You can avail Loanswala’s cashless facility by getting treated in any of their 5700+ Authorised Hospital Network.
Loanswala’s health insurance products cater to individual and family needs. Loanswala offers different types of plans to suit different requirements of people. Below are the plans offered by Loanswala:
Individual Health Insurance Plan : Under this plan, an individual can opt for a health insurance policy of a single sum insured. Each family member can avail an individual plan with a sum insured within the range of INR 1.5 lakh up to INR 50 lakh. Policy term of 1,2 or 3 years is available with lifelong renewal option.
Health Insurance Plan for Family – Health Guard : A sure shot way to cover your family and savings from exhaustion is to opt for a family floater plan. It is a single policy for the covering the whole family and covers parents, spouse and kids in one policy. The sum insured can be in the range of INR 1.5 lakh up to INR 50 lakh. Policy term of 1,2 or 3 years is available with lifelong renewal option.
Extra Care Plus Policy : Extra Care Plus Policy is a top-up health cover which comes in handy if you exhaust the sum insured of your existing health insurance policy. The entry age for this policy is 91 days to 80 years. It does not require medical test for up to 55 years of age.
Health Insurance Critical Illness : You can cover yourself against the risk of a critical illness. It covers all the medical expenses if in case you are diagnosed with a critical illness such as Cancer, Coronary Artery Bypass Surgery, Kidney Failure, Stroke, Permanent Paralysis of Limbs, etc. The sum insured can be in the range of 1 lakh to 50 lakh. The insured person gets a lump sum amount on diagnosis so he/she can plan the treatment accordingly.
Global Personal Guard : This policy covers the risk of an individual travelling abroad which may lead to an accident causing Permanent Partial or Total Disability or Death. There are 3 base covers which are mandatory and 12 add-on covers with coverage ranging from Rs. 50,000 to Rs 25 lakh